{"id":19824,"date":"2024-01-05T17:39:15","date_gmt":"2024-01-05T14:39:15","guid":{"rendered":"https:\/\/marmarayerelhizmet.com\/?p=19824"},"modified":"2024-01-05T17:39:15","modified_gmt":"2024-01-05T14:39:15","slug":"kredilerde-dususun-surmesi-bekleniyor","status":"publish","type":"post","link":"https:\/\/marmarayerelhizmet.com\/index.php\/2024\/01\/05\/kredilerde-dususun-surmesi-bekleniyor\/","title":{"rendered":"Kredilerde D\u00fc\u015f\u00fc\u015f\u00fcn S\u00fcrmesi Bekleniyor"},"content":{"rendered":"

Banka kredileri e\u011filim anketine g\u00f6re, 2024 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011finde bankalar\u0131n beklentisi, konut kredi talebindeki azal\u0131\u015f y\u00f6nl\u00fc seyrin daha da zay\u0131flayaca\u011f\u0131, di\u011fer bireysel kredi talebinde de azal\u0131\u015f y\u00f6nl\u00fc seyrin g\u00fc\u00e7lenece\u011fi y\u00f6n\u00fcnde olurken y\u0131l\u0131n ilk \u00e7eyre\u011finde ta\u015f\u0131t kredi talebinde de belirgin bir azal\u0131\u015f bekleniyor.
\n<\/span><\/strong>
\nT\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), 2023 y\u0131l\u0131 \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrek Banka Kredileri E\u011filim anketi sonu\u00e7lar\u0131n\u0131 yay\u0131mlad\u0131. Buna g\u00f6re, 2024 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011finde, genel olarak i\u015fletmelere verilen kredilere olan talepteki art\u0131\u015f\u0131n olduk\u00e7a zay\u0131f bir \u015fekilde devam edece\u011fi bekleniyor. 2024 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011fi i\u00e7in bankalar\u0131n beklentisi, konut kredi talebindeki azal\u0131\u015f y\u00f6nl\u00fc seyrin daha da zay\u0131flayaca\u011f\u0131, di\u011fer bireysel kredi talebinde ise azal\u0131\u015f y\u00f6nl\u00fc seyrin g\u00fc\u00e7lenece\u011fi y\u00f6n\u00fcnde olurken ta\u015f\u0131t kredi talebinde de belirgin bir azal\u0131\u015f bekleniyor.<\/span>
\nRaporda \u00f6ne \u00e7\u0131kan detaylar \u015fu \u015fekilde:<\/span>
\n\u201cBankalar\u0131n 2023 y\u0131l\u0131n\u0131n d\u00f6rd\u00fcnc\u00fc \u00e7eyre\u011fine ili\u015fkin de\u011ferlendirmeleri ile 2024 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011fine ili\u015fkin beklentilerini i\u00e7eren Banka Kredileri E\u011filim Anketi sonu\u00e7lar\u0131 incelendi\u011finde, 2023 y\u0131l\u0131n\u0131n son \u00e7eyre\u011finde, bankalar\u0131n genel olarak i\u015fletmelere kulland\u0131rd\u0131klar\u0131 kredilere uygulad\u0131klar\u0131 standartlardaki s\u0131k\u0131la\u015fma seyrinin sona erdi\u011fi g\u00f6r\u00fclmektedir.<\/span>
\nAlt k\u0131r\u0131l\u0131mlar incelendi\u011finde, b\u00fcy\u00fck i\u015fletmelere verilen krediler ile yabanc\u0131 para cinsinden a\u00e7\u0131lan kredilere uygulanan standartlardaki s\u0131k\u0131la\u015fma y\u00f6nl\u00fc seyrin zay\u0131flayarak devam etti\u011fi, di\u011fer i\u015fletme kredilerine uygulanan standartlardaki s\u0131k\u0131la\u015fman\u0131n ise son buldu\u011fu g\u00f6zlenmektedir.<\/span>
\n2024 y\u0131l\u0131n\u0131n birinci \u00e7eyre\u011fi i\u00e7in bankalar\u0131n beklentisi, genel olarak i\u015fletmelere verilen kredilere uygulanan standartlar\u0131n gev\u015femeye ba\u015flayaca\u011f\u0131 y\u00f6n\u00fcndedir. 2023 y\u0131l\u0131n\u0131n d\u00f6rd\u00fcnc\u00fc \u00e7eyre\u011finde, konut ve ta\u015f\u0131t kredilerine uygulanan standartlardaki s\u0131k\u0131la\u015fma seyrinin belirgin \u015fekilde zay\u0131flad\u0131\u011f\u0131, di\u011fer bireysel kredi t\u00fcr\u00fcne uygulanan standartlarda ise s\u0131k\u0131la\u015fman\u0131n sona erdi\u011fi g\u00f6r\u00fclmektedir.<\/span>
\n2024 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011fi i\u00e7in, konut kredisi standartlar\u0131ndaki s\u0131k\u0131la\u015fman\u0131n daha da zay\u0131flayaca\u011f\u0131, di\u011fer bireysel kredi standartlar\u0131n\u0131n ise bir miktar s\u0131k\u0131la\u015faca\u011f\u0131 beklenmektedir. Bankalar\u0131n y\u0131l\u0131n ilk \u00e7eyre\u011fi i\u00e7in ta\u015f\u0131t kredilerine uygulanan standartlardaki beklentisi s\u0131k\u0131la\u015fman\u0131n d\u00fc\u015f\u00fck seviyede devam edece\u011fi y\u00f6n\u00fcndedir.<\/span>
\nAnket sonu\u00e7lar\u0131 kredi talebi a\u00e7\u0131s\u0131ndan incelendi\u011finde, genel olarak i\u015fletmelere verilen kredilere olan talepteki art\u0131\u015f y\u00f6nl\u00fc seyir, 2023 y\u0131l\u0131n\u0131n son \u00e7eyre\u011finde zay\u0131flayarak devam etmi\u015ftir. Alt k\u0131r\u0131l\u0131mlar incelendi\u011finde, k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli i\u015fletmelere verilen krediler ile k\u0131sa vadeli kredilere olan talepte art\u0131\u015f oldu\u011fu ve yabanc\u0131 para cinsinden a\u00e7\u0131lan kredilere olan talepte azal\u0131\u015f oldu\u011fu y\u00f6n\u00fcndeki de\u011ferlendirmelerin zay\u0131flayarak devam etti\u011fi g\u00f6r\u00fclmektedir. 2024 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011finde, genel olarak i\u015fletmelere verilen kredilere olan talepteki art\u0131\u015f\u0131n olduk\u00e7a zay\u0131f bir \u015fekilde devam edece\u011fi beklenmektedir.<\/span>
\n2023 y\u0131l\u0131n\u0131n d\u00f6rd\u00fcnc\u00fc \u00e7eyre\u011finde, konut ve di\u011fer bireysel kredi talebindeki azal\u0131\u015f seyri zay\u0131flayarak devam etmi\u015f, ta\u015f\u0131t kredi talebindeki azal\u0131\u015f ise yerini art\u0131\u015fa b\u0131rakm\u0131\u015ft\u0131r. 2024 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011fi i\u00e7in bankalar\u0131n beklentisi, konut kredi talebindeki azal\u0131\u015f y\u00f6nl\u00fc seyrin daha da zay\u0131flayaca\u011f\u0131, di\u011fer bireysel kredi talebinde ise azal\u0131\u015f y\u00f6nl\u00fc seyrin g\u00fc\u00e7lenece\u011fi y\u00f6n\u00fcndedir. Y\u0131l\u0131n ilk \u00e7eyre\u011finde ta\u015f\u0131t kredi talebinde ise belirgin bir azal\u0131\u015f beklenmektedir. Bankalar\u0131n fon sa\u011flama imk\u00e2nlar\u0131n\u0131n geli\u015fimi incelendi\u011finde, 2023 y\u0131l\u0131n\u0131n son \u00e7eyre\u011finde yurt i\u00e7i fonlama ko\u015fullar\u0131ndaki s\u0131k\u0131la\u015fma y\u00f6nl\u00fc seyrin devam etti\u011fi, yurt d\u0131\u015f\u0131 fonlama ko\u015fullar\u0131ndaki gev\u015femenin ise g\u00fc\u00e7lendi\u011fi g\u00f6r\u00fclmektedir. 2024 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011fi i\u00e7in, yurt i\u00e7i fonlama ko\u015fullar\u0131ndaki s\u0131k\u0131la\u015fman\u0131n ve yurt d\u0131\u015f\u0131 fonlama ko\u015fullar\u0131ndaki gev\u015femenin devam edece\u011fi beklenmektedir.\u201d<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Banka kredileri e\u011filim anketine g\u00f6re, 2024 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011finde bankalar\u0131n beklentisi, konut kredi talebindeki azal\u0131\u015f y\u00f6nl\u00fc seyrin daha da zay\u0131flayaca\u011f\u0131,<\/p>\n","protected":false},"author":3,"featured_media":19825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","footnotes":""},"categories":[1],"tags":[],"class_list":["post-19824","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/posts\/19824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/comments?post=19824"}],"version-history":[{"count":0,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/posts\/19824\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/media\/19825"}],"wp:attachment":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/media?parent=19824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/categories?post=19824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/tags?post=19824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}