{"id":18166,"date":"2023-11-25T12:14:19","date_gmt":"2023-11-25T09:14:19","guid":{"rendered":"https:\/\/marmarayerelhizmet.com\/?p=18166"},"modified":"2023-11-25T12:14:19","modified_gmt":"2023-11-25T09:14:19","slug":"faiz-artisi-ile-ilgili-konustu","status":"publish","type":"post","link":"https:\/\/marmarayerelhizmet.com\/index.php\/2023\/11\/25\/faiz-artisi-ile-ilgili-konustu\/","title":{"rendered":"Faiz Art\u0131\u015f\u0131 \u0130le \u0130lgili Konu\u015ftu"},"content":{"rendered":"<p><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">T\u00fcrkiye Cumhuriyeti Merkez Bankas\u0131 Ba\u015fkan\u0131 Hafize Gaye Erkan, politika faizi art\u0131r\u0131m\u0131yla ilgili konu\u015ftu.<br \/>\n<\/span><\/strong><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">TCMB Ba\u015fkan\u0131 Hafize Gaye Erkan, Ad\u0131yaman\u2019da i\u015f d\u00fcnyas\u0131yla bir araya geldi\u011fi toplant\u0131da konu\u015ftu. Ticaret ve Sanayi Odas\u0131 Ba\u015fkan\u0131 Mehmet Toruno\u011flu\u2019nun d\u00fczenledi\u011fi toplant\u0131ya kat\u0131lan TCMB Ba\u015fkan\u0131 Hafize Gaye Erkan, &#8220;Deprem b\u00f6lgesinde kay\u0131tl\u0131 firmalar\u0131n bankam\u0131z kaynakl\u0131 kulland\u0131klar\u0131 reeskont kredileriyle yat\u0131r\u0131m taahh\u00fctl\u00fc avans kredilerine ve finansmanlar\u0131na 180 g\u00fcne kadar vade uzat\u0131m\u0131 tan\u0131d\u0131k. Bu vade uzat\u0131m\u0131nda faiz uygulanmamas\u0131 gerekti\u011fini s\u00f6yledik. 116 farkl\u0131 firman\u0131n toplamda 206 krediden olu\u015fan 2.7 milyar TL tutar\u0131nda bir reeskont kredi geri \u00f6deme y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fc ve de bundan daha fazla tutarda taksit \u00f6demesini erteledik. Alt yap\u0131 ve \u00fcst yap\u0131 projeleriyle alakal\u0131 da bankalar\u0131m\u0131z\u0131n afet b\u00f6lgelerinde verecekleri kredilerden b\u00fct\u00fcn s\u0131n\u0131rlamalardan veya menkul k\u0131ymet tesislerinden muaf tuttuk\u201d dedi.<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">Erkan, faiz art\u0131r\u0131m\u0131 ile ilgili olarak ise, \u201cEn son d\u00fcn att\u0131\u011f\u0131m\u0131z ad\u0131mla Para Politikas\u0131 Kurul (PPK) metnimizde belirtti\u011fimiz gibi art\u0131k ataca\u011f\u0131m\u0131z ad\u0131mlar\u0131n son raddesine geldi\u011fimiz, y\u00fczde 35\u2019den y\u00fczde 40\u2019a \u00e7\u0131kan faiz ile normalde piyasalarda zaten bankac\u0131l\u0131k \u015fuan bunun bir nebze faiz onay\u0131 s\u00f6z konusudur. Bunlar\u0131n daha fazla de\u011fi\u015fmesini beklemedi\u011fimizi, bu s\u0131k\u0131la\u015ft\u0131rma ad\u0131mlar\u0131m\u0131z\u0131n sonuna do\u011fru geldi\u011fimizi net bir \u015fekilde s\u00f6yl\u00fcyoruz. Bundan sonraki ataca\u011f\u0131m\u0131z ad\u0131mlarda \u00f6nemli olan hemen akabinde PPK, akabinde reeskont kredilerinde y\u00fczde 26 basit, y\u00fczde 35 birle\u015fik faizde sabit duraca\u011f\u0131m\u0131z\u0131, kredi kart\u0131 faizlerinin azami oranda sabit tutaca\u011f\u0131m\u0131z\u0131 y\u0131lsonuna kadar ve de yat\u0131r\u0131m taahh\u00fcd\u00fc avans kredileri program\u0131n\u0131n devam\u0131n\u0131 da dile getirdik. Y\u00fczde 15 ile y\u00fczde 30 aras\u0131nda de\u011fi\u015fen faizlerle stratejik yat\u0131r\u0131mlar\u0131 Merkez Bankas\u0131 olarak destekleyece\u011fimizi ve bu paketin devam edece\u011fini belirttik. Dolay\u0131s\u0131yla amac\u0131m\u0131z bu parasal s\u0131kla\u015ft\u0131rma seviyesinde enflasyonla m\u00fccadele s\u0131ras\u0131nda hem patikam\u0131za uyumlu bir \u015fekilde gidebilmek hem de enflasyonun mevcut seviyesi s\u00f6z konusu oldu\u011funda b\u00fcy\u00fcmemize \u00e7ok fazla sekte vurmadan ihracat\u00e7\u0131m\u0131za, yat\u0131r\u0131mc\u0131m\u0131za, istihdama yard\u0131mc\u0131 olacak destekleyecek programlar\u0131 devam ettirmektir, s\u00fcrd\u00fcrmektir. \u015eimdi bizim enflasyon g\u00f6r\u00fcn\u00fcm\u00fcne bakt\u0131\u011f\u0131m\u0131zda att\u0131\u011f\u0131m\u0131z ad\u0131mlardan, bunlar\u0131n birikimli ve gecikmeli etkilerini de g\u00f6z \u00f6n\u00fcne ald\u0131\u011f\u0131m\u0131zda \u015fuan 61,4 seviyelerinde olan y\u0131ll\u0131k enflasyonun y\u0131l sonu y\u00fczde 65 seviyelerine y\u00fckselece\u011fi bekleniyor.<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">Baz etkisini de koydu\u011fumuz zaman May\u0131s 2024\u2019te enflasyon tepe noktas\u0131n\u0131 yapmas\u0131n\u0131 bekliyoruz. Bunu da 70 ile 75 aras\u0131nda enflasyon raporumuzda belirttik. Oradan daha sonra hem baz etkisi hem de att\u0131\u011f\u0131m\u0131z ad\u0131mlar\u0131n, hem talebi dengelemesi, hem rezervlerin art\u0131\u015f\u0131, hem CDS primindeki d\u00fc\u015f\u00fc\u015f, hem fon ak\u0131\u015f\u0131n\u0131 bir araya koydu\u011fumuzda hepsini bunlar\u0131nda etkisiyle May\u0131s ay\u0131n\u0131n sonundan itibaren h\u0131zl\u0131 bir enflasyon d\u00fc\u015f\u00fc\u015fle dezenflasyon s\u00fcrecine girip, Allah nasip ederse sene sonunda 2024\u2019\u00fcn sonunda y\u00fczde 36 rakam\u0131n\u0131 \u00f6ng\u00f6rd\u00fc\u011f\u00fcm\u00fcz enflasyon olarak a\u00e7\u0131klad\u0131k. Dolay\u0131s\u0131yla bu enflasyon patikas\u0131na uyumlu s\u0131k\u0131la\u015ft\u0131rma s\u00fcrecinin sonlar\u0131na do\u011fru geldi\u011fimizi ve buradaki s\u0131k\u0131 duru\u015fumuzun \u00f6nemli oldu\u011funu, \u015fimdi burada en \u00f6nemli \u015fey hem ihracat\u00e7\u0131lar\u0131m\u0131z\u0131n hem ticaret\u00e7imiz, hem reel sekt\u00f6r, hem yat\u0131r\u0131mc\u0131lara gerekli deste\u011fi verebilmek, afet b\u00f6lgesi dahil olmak \u00fczere stratejik yat\u0131r\u0131mlara devam edebilmektir\u201d diye konu\u015ftu.<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">TCMB Ba\u015fkan\u0131 Hafize Gaye Erkan Ad\u0131yaman ziyareti \u00e7er\u00e7evesinde K2-B konteyner kenti ziyaret etti. Burada okul \u00f6\u011frencileriyle bir araya gelerek, vatanda\u015flar ile sohbet etti.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Cumhuriyeti Merkez Bankas\u0131 Ba\u015fkan\u0131 Hafize Gaye Erkan, politika faizi art\u0131r\u0131m\u0131yla ilgili konu\u015ftu. TCMB Ba\u015fkan\u0131 Hafize Gaye Erkan, Ad\u0131yaman\u2019da i\u015f<\/p>\n","protected":false},"author":3,"featured_media":18167,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","footnotes":""},"categories":[1,3,5],"tags":[],"class_list":["post-18166","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-ekonomi","category-gundem"],"_links":{"self":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/posts\/18166","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/comments?post=18166"}],"version-history":[{"count":0,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/posts\/18166\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/media\/18167"}],"wp:attachment":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/media?parent=18166"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/categories?post=18166"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/tags?post=18166"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}