{"id":18131,"date":"2023-11-23T23:05:12","date_gmt":"2023-11-23T20:05:12","guid":{"rendered":"https:\/\/marmarayerelhizmet.com\/?p=18131"},"modified":"2023-11-24T01:07:38","modified_gmt":"2023-11-23T22:07:38","slug":"kredi-karti-fzami-faiz-oranlari-sabit-birakildi","status":"publish","type":"post","link":"https:\/\/marmarayerelhizmet.com\/index.php\/2023\/11\/23\/kredi-karti-fzami-faiz-oranlari-sabit-birakildi\/","title":{"rendered":"Kredi Kart\u0131 Fzami Faiz Oranlar\u0131 Sabit B\u0131rak\u0131ld\u0131"},"content":{"rendered":"<p><strong><span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">Merkez Bankas\u0131 a\u00e7\u0131klamas\u0131na g\u00f6re kredi kart\u0131 azami faiz oranlar\u0131 ve \u00fcye i\u015fyeri komisyon oranlar\u0131nda y\u0131l sonuna kadar de\u011fi\u015fim ger\u00e7ekle\u015fmeyecek.<br \/>\n<\/span><\/strong><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), kredi kart\u0131 azami faiz oranlar\u0131n\u0131n y\u0131l sonuna kadar de\u011fi\u015fmeyece\u011fini a\u00e7\u0131klad\u0131. Yap\u0131lan a\u00e7\u0131klamada referans oran hesaplamas\u0131nda kullan\u0131lan 32-45 g\u00fcn vadeli T\u00fcrk liras\u0131 mevduata bankalar\u0131n uygulad\u0131klar\u0131 a\u011f\u0131rl\u0131kl\u0131 ortalama ak\u0131m faiz oran\u0131 ger\u00e7ekle\u015fmesine g\u00f6re Aral\u0131k ay\u0131 i\u00e7in ilan edilecek referans oran\u0131n sabit kalaca\u011f\u0131n\u0131n hesapland\u0131\u011f\u0131 ifade edilerek, kredi kart\u0131 azami faiz oranlar\u0131 ve \u00fcye i\u015fyeri komisyon oranlar\u0131nda y\u0131l sonuna kadar de\u011fi\u015fim ger\u00e7ekle\u015fmeyece\u011fi bildirildi.<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">A\u00e7\u0131klamada \u015fu ifadelere yer verildi: \u201cKredi kart\u0131 i\u015flemlerinde uygulanacak azami faiz oranlar\u0131 ile \u00fcye i\u015fyerlerine uygulanacak azami komisyon oranlar\u0131n\u0131n hesaplanmas\u0131nda kullan\u0131lan referans oran, Bankalarca Ticari M\u00fc\u015fterilerden Al\u0131nabilecek \u00dccretlere \u0130li\u015fkin Usul ve Esaslar Hakk\u0131nda Tebli\u011f (Say\u0131: 2020\/4) kapsam\u0131nda belirlenen y\u00f6ntem ile hesaplanarak ilan edilmektedir.<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">Referans oran, 32-45 g\u00fcn vadeli T\u00fcrk liras\u0131 mevduata bankalar\u0131n uygulad\u0131klar\u0131 a\u011f\u0131rl\u0131kl\u0131 ortalama ak\u0131m faiz oran\u0131 ile politika faiz oran\u0131n\u0131n y\u00fczde on fazlas\u0131n\u0131n d\u00fc\u015f\u00fck olan\u0131 dikkate al\u0131narak hesaplanmakta ve her ay\u0131n sondan be\u015finci i\u015f g\u00fcn\u00fc ilan edilmektedir. Referans oran, en son ilan edilen orandan a\u015fa\u011f\u0131 ya da yukar\u0131 y\u00f6nde y\u00fczde be\u015ften fazla de\u011fi\u015fmesi halinde g\u00fcncellenmektedir.<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">Referans oran hesaplamas\u0131nda kullan\u0131lan 32-45 g\u00fcn vadeli T\u00fcrk liras\u0131 mevduata bankalar\u0131n uygulad\u0131klar\u0131 a\u011f\u0131rl\u0131kl\u0131 ortalama ak\u0131m faiz oran\u0131 ger\u00e7ekle\u015fmesine g\u00f6re aral\u0131k ay\u0131 i\u00e7in ilan edilecek referans oran\u0131n sabit kalaca\u011f\u0131 hesaplanm\u0131\u015ft\u0131r.<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">Buna g\u00f6re; kredi kart\u0131 azami faiz oranlar\u0131 ve \u00fcye i\u015fyeri komisyon oranlar\u0131nda y\u0131l sonuna kadar de\u011fi\u015fim ger\u00e7ekle\u015fmeyecektir.<\/span><br \/>\n<span style=\"font-family: arial, helvetica, sans-serif; font-size: 14px;\">Aral\u0131k ay\u0131 i\u00e7in referans oran, ay\u0131n sondan be\u015finci i\u015f g\u00fcn\u00fc olan 24 Kas\u0131m 2023 tarihinde ilan edilecektir.\u201d<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Merkez Bankas\u0131 a\u00e7\u0131klamas\u0131na g\u00f6re kredi kart\u0131 azami faiz oranlar\u0131 ve \u00fcye i\u015fyeri komisyon oranlar\u0131nda y\u0131l sonuna kadar de\u011fi\u015fim ger\u00e7ekle\u015fmeyecek. T\u00fcrkiye<\/p>\n","protected":false},"author":3,"featured_media":18132,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","footnotes":""},"categories":[1,3,5],"tags":[],"class_list":["post-18131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-ekonomi","category-gundem"],"_links":{"self":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/posts\/18131","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/comments?post=18131"}],"version-history":[{"count":0,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/posts\/18131\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/media\/18132"}],"wp:attachment":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/media?parent=18131"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/categories?post=18131"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/tags?post=18131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}