{"id":15648,"date":"2023-09-22T14:55:54","date_gmt":"2023-09-22T11:55:54","guid":{"rendered":"https:\/\/marmarayerelhizmet.com\/?p=15648"},"modified":"2023-09-22T14:55:54","modified_gmt":"2023-09-22T11:55:54","slug":"faiz-yuzde-40a-yukseltilebilir","status":"publish","type":"post","link":"https:\/\/marmarayerelhizmet.com\/index.php\/2023\/09\/22\/faiz-yuzde-40a-yukseltilebilir\/","title":{"rendered":"\u2018Faiz Y\u00fczde 40\u2019a Y\u00fckseltilebilir\u2019"},"content":{"rendered":"

Merkez Bankas\u0131 Para Politikas\u0131 Kurulu d\u00fcn politika faizini y\u00fczde 25\u2019ten 500 baz puan art\u0131\u015fla y\u00fczde 30\u2019a \u00e7\u0131kard\u0131. Faiz karar\u0131n\u0131 de\u011ferlendiren Prof. Dr. Hayri Kozano\u011flu, y\u0131l sonuna kadar faizin y\u00fczde 40 seviyesine y\u00fckseltilece\u011fini \u00f6ng\u00f6rd\u00fc.
\n<\/span><\/strong>
\nMerkez Bankas\u0131, Eyl\u00fcl ay\u0131nda politika faizini y\u00fczde 25\u2019ten 500 baz puan art\u0131\u015fla y\u00fczde 30\u2019a \u00e7\u0131kartt\u0131. Alt\u0131nba\u015f \u00dcniversitesi \u0130\u015fletme Fak\u00fcltesi \u00d6\u011fretim \u00dcyesi Prof. Dr. Hayri Kozano\u011flu Merkez Bankas\u0131\u2019n\u0131n politika faizi art\u0131\u015f\u0131n\u0131 de\u011ferlendirdi. Merkez Bankas\u0131’n\u0131n 2023\u2019\u00fcn kalan \u00fc\u00e7 toplant\u0131s\u0131nda faiz art\u0131\u015flar\u0131n\u0131 s\u00fcrd\u00fcr\u00fcp, muhtemelen y\u0131l\u0131 y\u00fczde 40 civar\u0131nda bir politika faiziyle kapatacak izlenimini verdi\u011fini s\u00f6yleyen Prof. Dr. Hayri Kozano\u011flu “B\u00f6ylelikle politika faizinin 2024 y\u0131l\u0131 beklenen enflasyonun \u00fczerine \u00e7\u0131k\u0131p, en az\u0131ndan k\u00e2\u011f\u0131t \u00fczerinde pozitif b\u00f6lgeye ge\u00e7mi\u015f olaca\u011f\u0131n\u0131 \u00f6ng\u00f6r\u00fcyorum. Karar metninde enflasyonun y\u0131l sonunda tahmin aral\u0131\u011f\u0131n\u0131n \u00fcst s\u0131n\u0131r\u0131na yak\u0131n seyredecek. Bu oran\u0131n Temmuz ay\u0131 Enflasyon Raporu\u2019nda y\u00fczde 62 olarak belirtildi. Y\u0131l\u0131n ilk 8 ay\u0131nda t\u00fcketici enflasyonu y\u00fczde 43,06 olarak ger\u00e7ekle\u015fti, Eyl\u00fcl enflasyonunun da y\u00fczde 5 civar\u0131nda gelmesi bekleniyor. Bu durumda 2022 Aral\u0131k ay\u0131na g\u00f6re t\u00fcketici fiyatlar\u0131 y\u00fczde 50 artacak. Y\u0131l\u0131n son \u00fc\u00e7 ay\u0131 i\u00e7in y\u00fczde 8 bir enflasyon pay\u0131 kalacak ki, y\u00fczde 62 hedefi bu ko\u015fullarda ger\u00e7ek\u00e7i g\u00f6r\u00fcnm\u00fcyor. Ayl\u0131k y\u00fczde 4\u2019l\u00fck bir enflasyon y\u0131l sonu t\u00fcketici fiyat art\u0131\u015flar\u0131n\u0131 y\u00fczde 69\u2019a ta\u015f\u0131yacak\u201d dedi.
\n<\/span>
\n\u201cKredi kart\u0131 ayl\u0131k faizleri y\u00fczde 3\u2019\u00fc a\u015far\u201d<\/span><\/strong>
\nFaizlerin y\u00fckselmesiyle kredi kart\u0131 faizlerinin de artaca\u011f\u0131n\u0131 vurgulayan Kozano\u011flu, \u201cAyl\u0131k faiz y\u00fczde 3\u2019\u00fc a\u015facak. \u0130htiya\u00e7 kredisi faizlerinin de y\u00fczde 60\u2019\u0131 buldu. 28 May\u0131s se\u00e7imlerinde reel geliri d\u00fc\u015fse de uygun bor\u00e7lanma ko\u015fullar\u0131 nedeniyle kredi kart\u0131 ve t\u00fcketici harcamalar\u0131 sayesinde hayat pahal\u0131l\u0131\u011f\u0131n\u0131 o denli \u015fiddetli hissetmeyen kesimler i\u00e7in de hem ya\u015fam zorla\u015facak, hem de makro anlamda halk\u0131n mal ve hizmetlere talebi gerileyecek. \u015e\u00f6yle ki, 8 Eyl\u00fcl itibar\u0131yla bireysel kredi kart\u0131 harcamalar\u0131 y\u00fczde 182 art\u0131\u015fla 925 milyar liray\u0131 bulmu\u015ftu. \u0130htiya\u00e7 kredileri de y\u00fczde 60 art\u0131\u015fla 903 milyar liraya ula\u015fm\u0131\u015ft\u0131. Demek ki kredi kartlar\u0131na takla att\u0131rarak, ihtiya\u00e7 kredisi-kredi kart\u0131 limitlerini zorlayarak \u00e7etin ge\u00e7im ko\u015fullar\u0131na katlanmak da art\u0131k imk\u00e2ns\u0131z hale geliyor\u201d diye konu\u015ftu.
\n<\/span>
\n\u201cPetrol fiyatlar\u0131n\u0131n y\u00fcksek seyri 2024\u2019te \u00f6ng\u00f6r\u00fclen 86,7 dolar ortalama fiyat\u0131n a\u015f\u0131labilece\u011fi ku\u015fkusunu olu\u015fturuyor\u201d<\/span><\/strong>
\nOVP\u2019de 2024 y\u0131l\u0131 b\u00fcy\u00fcmesinin y\u00fczde 4 tahmin edildi\u011fine i\u015faret eden Kozano\u011flu, \u201cEnflasyonun y\u00fczde 70 civar\u0131ndan y\u00fczde 33\u2019e kadar gerilemesi ancak talepte keskin bir zay\u0131flamayla olanakl\u0131. Bu durumda da, y\u00fczde 4 b\u00fcy\u00fcme hedefinin tutturulmas\u0131 iyice zor. 2024 cari a\u00e7\u0131\u011f\u0131n\u0131n da OVP\u2019de 34,7 milyar dolar bekleniyor. 2023\u2019\u00fcn ilk 7 ay\u0131nda t\u00fcketim mallar\u0131 ithalat\u0131 bir \u00f6nceki y\u0131la g\u00f6re 10 milyar dolar art\u0131\u015fla 25 milyar dolar\u0131 bulmu\u015ftu. Uygun bor\u00e7lanma ko\u015fullar\u0131na ve d\u00fc\u015f\u00fck kura ba\u011fl\u0131 olarak kam\u00e7\u0131lanan bu e\u011filim, 2024\u2019te b\u00fcy\u00fck olas\u0131l\u0131kla dizginlenir. Ancak petrol fiyatlar\u0131n\u0131n y\u00fcksek seyri 2024\u2019te \u00f6ng\u00f6r\u00fclen 86,7 dolar ortalama fiyat\u0131n a\u015f\u0131labilece\u011fi ku\u015fkusunu olu\u015fturuyor\u201d \u015feklinde konu\u015ftu.
\n<\/span>
\n\u201c2024 y\u0131l\u0131 d\u00fcnya b\u00fcy\u00fcmesini y\u00fczde 2,7\u2019ye \u00e7ekildi\u201d<\/span><\/strong>
\nHazine ve Maliye Bakan\u0131 Mehmet \u015eim\u015fek\u2019in \u00fccret d\u00fc\u015f\u00fc\u015flerinin, yurt i\u00e7i \u00fcretimin yurt d\u0131\u015f\u0131na y\u00f6nlendirilmesi ve yo\u011fun d\u00f6viz giri\u015flerinin ya\u015fanmas\u0131 beklentisi ile OVP projeksiyonlar\u0131 yap\u0131lm\u0131\u015f olabilece\u011fine de\u011finen Kozano\u011flu, \u201cK\u00fcresel ekonomide de i\u015flerin pek parlak gitmedi\u011fine parmak bast\u0131. OECD\u2019nin son Ekonomik G\u00f6r\u00fcn\u00fcm Raporu\u2019nda 2024 y\u0131l\u0131 d\u00fcnya b\u00fcy\u00fcmesinin y\u00fczde 2.7\u2019ye \u00e7ekildi. 2024\u2019te T\u00fcrkiye\u2019nin birinci ihracat pazar\u0131 Almanya\u2019da y\u00fczde 0,9, ikinci pazar\u0131 ABD\u2019de y\u00fczde 1,3, Avro B\u00f6lgesi genelinde de y\u00fczde 1.1\u2019lik bir b\u00fcy\u00fcme bekleniyor, bunun da ihracatta ciddi bir at\u0131l\u0131m\u0131 olanaks\u0131z k\u0131lacak\u201d diye konu\u015ftu.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Merkez Bankas\u0131 Para Politikas\u0131 Kurulu d\u00fcn politika faizini y\u00fczde 25\u2019ten 500 baz puan art\u0131\u015fla y\u00fczde 30\u2019a \u00e7\u0131kard\u0131. Faiz karar\u0131n\u0131 de\u011ferlendiren<\/p>\n","protected":false},"author":3,"featured_media":15650,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","footnotes":""},"categories":[3,1,5],"tags":[],"class_list":["post-15648","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-genel","category-gundem"],"_links":{"self":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/posts\/15648","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/comments?post=15648"}],"version-history":[{"count":0,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/posts\/15648\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/media\/15650"}],"wp:attachment":[{"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/media?parent=15648"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/categories?post=15648"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marmarayerelhizmet.com\/index.php\/wp-json\/wp\/v2\/tags?post=15648"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}